Posted on September 24, 2019
Many Americans deal with mental health issues, such as anxiety, depression, and other concerns and want the support and guidance of a good therapist. But therapy can be expensive, and many people will question, “is therapy really worth it?”
Unfortunately, therapy can be expensive, and it sometimes can become a financial burden. It’s helpful to think of a therapy session as part of your general health check-up, just like you would your physical health. That mindset can help alleviate some of the frustrations around saving up for therapy. Many times, you can use your insurance coverage to help lower the cost of therapy. For select cities on Advekit, you can enter your insurance in real-time and only pay what you owe. Advekit bills on your behalf and you don’t need to wait for reimbursement.
In order to understand what you’re paying for when you go to therapy, you need to understand the different factors that affect the average cost of a therapy session. Once you’re familiar with the cost of therapy and why certain options cost more than others, you can choose the type of therapy that works for your budget.
How Much Does Therapy Cost?
The answer to this question depends on a number of factors, some of which are in your control. As a general guideline, the average cost of psychotherapy sessions is between $80 and $250 dollars. Since this is a large range, you’re probably wondering what makes some therapists more expensive to see than others.
Factors That Affect The Cost of Therapy
Below are some of the main factors that influence the cost of therapy. If you want to find more affordable therapy, consider these factors and how they influence the price.
Types of Mental Health Professionals
As mentioned above, the type of mental health professional that you choose to work within your therapy sessions impacts the cost. All therapists don’t have the same training and they don’t all offer the same services. Some of the most common types of professionals who may offer therapy services are:
If you’ve looked into rates for therapy in your area and you’re feeling unsure how to pay, don’t worry. There are many options available to make therapy more affordable and accessible. You don’t have to pay the average cost of a therapy session just to receive the support you need. Below are some ways you can make therapy more affordable.
Many therapists work on a sliding scale system in order to solve the issue of how expensive therapy is. It’s not uncommon for therapists to offer lower rates for clients who have lower incomes or have financial struggles. If you have a particular therapist who you’re interested in working with, it might be worth asking them if they can work with you to find a price that benefits both parties.
Many schools and universities offer free counseling services to students. Some might offer this service indefinitely to students as long as they are enrolled, while others offer the service for a semester or quarter. Still, talking to a counselor might be a good option to get the support you need now if you’re a student on a budget.
Health centers that receive federal funding usually have mental health resources. Care at these facilities tends to be more affordable and will often include a sliding scale system. However, keep in mind that you’re not likely to have much choice when it comes to who your therapist is or how they practice.
For some individuals with mental health conditions, therapy is most beneficial when they attend regularly for a solid period of time. But for others who are simply needing some more support in their life, it might be worth inquiring about flexible scheduling. By visiting your therapist when you need it most, you can keep costs down and still get the support that you need.
While therapy may seem expensive to some, a helpful question to ask might be, “what would be the cost of not going to therapy?” Remember that when you attend therapy, you’re making an investment in yourself that’s likely to pay off in ways that may not seem as immediate as improvements to your physical health.
Your mental health is too valuable to risk not getting the support you need. Fortunately, now you know how much therapy can cost and how you can get that support affordably. Find the right match for a therapist on Advekit today.
Alison LaSov, LMFT
Alison LaSov is a Licensed Marriage & Family Therapist with experience treating clients struggling with anxiety and depression. She predominantly focuses on mental health intervention for children and adolescents, particularly those who are in crisis. She has worked within the Los Angeles education system treating students with Individualized Education Plans (IEPs), as well as supervised a non-profit Teen Crisis Hotline out of Cedars-Sinai Hospital. Alison earned her B.A. from UCLA and M.A. from Pepperdine University. She is a native to Los Angeles and co-founder at Advekit.